WORKING-CLASS WOMEN’S FINANCIAL INVOLVEMENT: A DETERMINANT TO HOUSEHOLD FINANCIAL MANAGEMENT.

Abstract

The increasing participation of women in the Labour force has led to significant changes in family dynamics, particularly in financial management. In many Nigerian households, the contribution of working-class women to family income has become crucial for meeting household needs. However, despite their financial contributions, working-class women may still face challenges in gaining equal authority over financial decision-making within the household. The paper focus on Working-Class Women’s Financial Involvement on Household Financial Management. The paper highlighted the concept of working class women, Household, financial management as well as working class women financial involvement in household financial management. The paper concluded that working class women through their active participation in financial decision-making, budgeting, and savings strategies, will enable families become capable of meeting daily needs, staying stable, and achieving long-run financial goals. Based on this, the paper recommended that Husbands and family heads should encourage women to participate actively in financial decision-making, budgeting, and savings since their contributions positively affect the family’s financial stability.